Updated August 10, 2026

Original data reference

North Alabama home risk atlas

North Alabama storm damage history for Madison, Limestone, and Morgan counties, paired with practical property checks and direct access to the public records behind the numbers.

Comparable record1996 to April 29, 2026NOAA county event records. Updated from the July 28, 2026 bulk release.

What this atlas answers

Use this page to see which storm event types appear in the official county record, compare the three counties on the same basis, and choose the part of a home to inspect after a local event. It does not predict damage at an address. A county record is evidence that an event was documented somewhere in that county, not proof that every property faced the same conditions.

Limestone County

773county event records
Episodes
353
Reported property damage
$1.01 billion

Madison County

1,764county event records
Episodes
558
Reported property damage
$26.3 million

Morgan County

948county event records
Episodes
376
Reported property damage
$11.1 million

Event record

Documented event types by county

Counts are NOAA Storm Events detail records with a county type and a matching county name. Property damage is the sum of direct estimates recorded by NOAA. Blank or unknown damage remains zero in the source and is not estimated here.

Event typeLimestoneMadisonMorganReported property damage
Dust Devil021$2 thousand
Flash Flood67203111$4.5 million
Flood204236$1.1 million
Funnel Cloud10174$0
Hail167423159$706 thousand
Heavy Rain8262$30 thousand
Lightning306925$7.7 million
Thunderstorm Wind405916579$26.8 million
Tornado666631$1.01 billion

After wind, hail, or a tornado

Start outside and stay clear of fallen lines, unstable trees, damaged roofs, and loose materials. From a safe location, photograph roof edges, flashing, vents, siding, window trim, gutters, downspouts, fences, and detached structures. Inside, check ceilings and attic access areas for new stains or daylight. Keep temporary protection and permanent repair as separate records.

Use the storm water damage checklist when wind-driven rain or roof damage allowed water inside.

After flash flooding, flooding, or heavy rain

Trace water from the highest visible entry point through walls, floors, cabinets, crawl spaces, and rooms below. Avoid water near electrical service, sewage, structural movement, or unsafe access. Record the water source, affected rooms, wet materials, equipment dates, and final moisture readings.

Use the flooded basement guide or check a crawl space after a storm.

For lightning

Check for fire, smoke, burning odors, damaged electrical equipment, tripped breakers, and loss of power. Contact emergency services for fire or immediate danger. A qualified electrician can evaluate wiring and surge damage. Save the event time, utility notices, photographs, and damaged-equipment records.

Read the National Weather Service lightning safety guidance.

Before choosing a repair

Match the proposed work to observed damage. Ask which evidence supports the diagnosis, which locations and materials are included, what remains excluded, whether permits or engineering are required, and what documentation will prove drying or repair completion.

Build a repeatable crack photo record before conditions change.

Annual detail

County event records by year

The annual table shows reporting volume, not a severity score. Multiple records can belong to one weather episode, and event reporting practices can affect comparisons.

YearLimestoneMadisonMorganThree-county total
199621251460
199719252367
199817261154
19991027946
200017241556
200112201244
20029371157
200315381972
200417261659
200518541890
2006277334134
200712331358
2008237821122
200935126101262
2010344720101
20116813355256
2012687623167
201324392184
201437231777
201512361563
20161844971
20172411266202
201831362491
2019276945141
2020126734113
2021157828121
202221571189
20236212647235
2024215360134
202541149145335
2026671124

Address-level research

Move from county history to the property

Check the official soil survey

Use USDA Web Soil Survey to define the area of interest around a parcel. Review mapped soil units and the interpretations relevant to dwellings, drainage, and water features.

Open USDA Web Soil Survey

Check the event details

Search NOAA Storm Events by state, county, date, or event type when you need the narrative for a particular storm.

Search NOAA Storm Events

Method and sources

How to read the totals

One weather episode can produce multiple county event records. NOAA also notes that collection and processing changed over time. This atlas uses 1996 forward because that is the agency's all-event-types period. It includes county entries only. Zone records are excluded when the source does not assign them to one named county.

Direct property-damage values are source estimates. They can be missing, rounded, or revised, and one large event can dominate a county total. The totals should support document research and inspection planning. They should not be used as a property valuation, insurance quote, engineering finding, or forecast.

Geographic scope

Madison, Limestone, and Morgan counties match this site's Huntsville, Madison, Athens, and Decatur focus. The three-county view is not a definition of all North Alabama. Search the NOAA database directly for another county.